Need a fast loan online? Here's how it works

Unexpected bills? Car trouble? Your little stuntman broke his glasses and needs a new pair? Whatever the reason why you need urgent cash, we can help. If you have a bad credit, don't worry. Get a short-term loan fast online and pay back within the next 90 days.

Payment calculator

Loan amount

*Only available for renewal

Payment frequency

Amount of payment


Fill out the request form

Request your loan online or by phone. We don’t need any paper documents.

Get approved quickly

If your request is approved before 2:15 p.m. EST (business days), you get the money on the same day.

Receive the money in your bank account

You don’t have to leave home and this is confidential.

Are you eligible for a loan online?

  • At least 18 years old
  • Canadian citizen
  • Have a steady job - at least 3 months
  • Low short-term debt ratio
  • Must not be under an undischarged bankruptcy or plan to do so
  • Monthly income of at least $1,200
  • Have a Canadian bank account for direct deposits for at least 3 months.

What are the sources of income not accepted?

  • Private pension
  • Self-employment
  • Student loans
  • Disability income
  • Welfare
  • Child tax credit
  • Retirement savings


With, your first online cash loan is $500. Your first renewal can be up to $600, your second up to $750, and the third up to $850. If you borrowed $500 or $600, you have 90 to 120 days to pay us back. If you borrowed $700, $750 or $850, you have 120 days to pay us back.

Need help filling out the form? Contact us: 1-866-646-4769

Any question?

Consult our Frequently asked questions page and learn everything you need to know about short-term loans online and microcredit.

For our contact information and business hours, check out our Contact page.

Get a quick $500 cash loan to repay in 3 months. No credit investigation.