Bad credit loans Canada

Fast approval, no matter your credit rating

Loan request

Fast Personal Loans for Canadians with a Poor Credit History

Life has the tendency of throwing unexpected situations your way, making even a carefully planned budget fall apart. Before you know it, your bills are being paid late, your credit cards are maxed out, and your credit score takes a hit.

In such a situation, a conventional bank seldom lets you borrow money from them. At 24Cash, we understand that life isn’t always fair, which is why we offer Bad Credit Loans to Canadians with a low credit score.

When you apply for a Bad Credit Loan, there’s no need to worry about your credit score affecting your eligibility, we simply don’t take those digits into consideration. We believe in our customers, and we believe in second chances. We lend our customers money they can afford to pay back, focusing on their current financial status.

Bad Credit Loans are quick and hassle-free. Our online application form makes the process fast and easy, and our friendly customer service is available to answer any questions you might have.

Here at 24Cash, we believe in honesty and transparency. There is no hidden fee. Interest rates and charges are clearly explained and indicated. We also send you a payment schedule and routine reminders about upcoming withdrawals. Instead of making substantial monthly payments, your repayment schedule respects your pay frequency, and can reduce the amount of the payment.

Don’t let bad credit stop you from getting the loan you need. Call us, we can help!

Traditional banks who provide financial services such as mortgages and home equity loans, might not always be open to lending lesser amounts of money. 24Cash offers its customers small, unsecured loans as a fast solution. No matter your credit history, you can qualify for several personal loans that can be used for business expenses, car repairs or personal debt. The total amount of funds you will be lent is based on your repayment capacity. We work with you to find the best lender and the best loan amount for your situation. You can make payments online or get help from one of our dedicated staff members.

Unlike other online lenders, 24Cash offers a repayment schedule adapted to your situation. Start by talking to one of our dedicated customer service members to learn more about our terms and interest rate in order to compare your options.

24Cash prides itself on offering the best lending services in Canada. Whether you’re from the Maritimes, Ontario, Alberta or British Columbia, 24Cash is there for you.People from Vancouver, Toronto, Halifax and many more cities in Canada reach out to us every day.We are more than happy to help out!


How to apply ?

Loan request

To be eligible you must:

  • Be 18 years and older.
  • Be a Canadian citizen.
  • Have a steady job, for at least three months.
  • Have low short-term debt ratio.
  • Must not be bankrupt or planning to do so.
  • Have a monthly income of $1,200 or more.
  • Have a bank account in Canada for a minimum of 3 months in order to receive direct deposits.

Benefits of a Bad Credit Loan with 24Cash

Get a Cash Loan, No Matter your Credit Score

At 24Cash we treat clients like people, not numbers. With our Bad Credit Loans, you can get a cash loan regardless of your credit score. We focus on your current situation, not on past mistakes.

No Paperwork Required

Apply for a loan online, without signing or sending any documents. Our process is safe, simple and hassle-free.

Fast and Confidential

The information you send us is confidential and is only used for identification purposes. We have a strict privacy policy. It takes 5 minutes to fill out the loan application form and 24 hours to receive your money once approved.

When to use a Bad Credit Loan

  • When your car or home requires unexpected repairs.
  • When your utility bill increases unexpectedly.
  • When you need urgent dental work.
  • When a pet requires expensive veterinary care.
  • When you need to finance your new business without eating into your equity.
  • When you need extra money to cover additional expenses in a family health crisis.

Get a quick $500 cash loan to repay in 3 months. No credit investigation.