Credit Card vs. Debit Card: What’s the Difference Between the Two?

Canadians and credit cards go hand in hand. Credit card debt rose to $90.6 billion in February 2020. This makes many people wary of using credit cards. They focus on debit cards or alternate ways of…

How to Save Money With a Baby

Did you know that it costs more than $260,000 to raise a child from birth to the age of 18? And that number is only for the basics: education, food, housing, and clothes. Having a child is not for…

The Complete Guide to Personal Financial Planning: Canadian Edition

We could all benefit from better financial habits and savings plans, but it seems so daunting to many of us. In fact, the average Canadian only has about $5,500 in their savings in total, meaning…

The Pros and Cons of Credit Cards: Everything You Need to Know

As a Canadian, you're no stranger to the term "credit card debt." Right now, the average Canadian has a credit card balance of over $3,000. The good news is that credit card debt in general is going…