Get your $500 loan.
Paperless & fast.

Get your online loan quickly

  • No credit investigation
  • No documents required
  • Deposit on the same day
  • Repay in 90 days

100% safe is secure. Guaranteed.

Fast deposit on the same day

85% of our customers receive their money within 24h.

No credit check

Bad credit? Went bankrupt? We can help.

Getting a cash loan in Canada has never been easier

Your online loan is approved within 1 hour. No paper documents required. Pay back in 3, 6 or 12 shots over 90 days, depending on your pay frequency.

How it works

Important information

Missed payments and credit scores

It is important that you have sufficient funds in your bank account to the date of your loan repayment. Failing to have the requested amount or having a payment refused by your banking institution results in a $40 penalty. This amount will be deferred to the end of your contract. Nevertheless, your credit score with will not be affected and we will not transfer your file to a credit agency. In the event you must delay a payment, please call us at least 48 hours before the payment is due. This delay will result in $25 fees that will be deferred to the end of your contract.

Responsible collection collection methods comply with the Canadian legal requirements. If a problem occurs while you are repaying your loan, our collection agents will consider your situation and make a payment arrangement with you. Missed payments will accumulate interests on the unpaid balance. The borrower is responsible for all legal fees generated from recovering a past due balance.

Responsible loan policies

In Canada, all online requests are analyzed and go through a selection process to ensure that every borrower is in a position to repay their loan. This includes, but is not limited to:

  • Verifying that your salary meets our criteria;
  • Ensuring that you do not have an excessive amount of insufficient fund charges in your bank account;
  • Determining if your previous financial obligations will interfere with your loan refunding capacities.

Following this, if your file meets our standards, your request will be accepted.

Annual percentage rate (APR) works with loan companies offering an APR ranging from 28% to 32%. The maximum rate never exceeds 32%.


Loan renewals are not automatic; you must request it. It does not happen automatically.

Repayment terms

You must repay your loan within 90 days.

Repayment example

A $500 loan is due every 2 weeks and repayable in 6 payments of $126.05 for a total amount of $756.30.

This example includes the $225 brokerage fees added to the borrowed capital. The broker sets his commission at his own discretion, disregarding the interest due to the lender agency.


Please be prudent and wise with loans. understands that you may have an urgent need for a loan that does not require a credit check, but our interest rates are higher than conventional banking institutions. Therefore, urgent cash loans anywhere in Canada should be considered as a last resort solution. Other options might be available. Please consider that several short-term loans will damage your financial situation, and the debt might become impossible for you to reimburse.