Employment Assistance in Canada

September 20, 2017
Having a steady income is an important part of everyone’s personal finance plans. Some people struggle because they have low income. However, as long as you have regular paycheck, you can start making changes that will eventually help you improve your personal finances.
Employment Assistance in Canada

Also, when you obtain a steady job, you can apply for online personal loans to help you until you have enough money in your bank account to cover daily and monthly expenses. Online personal lenders will ask to see a pay stub. Once you are paid from your job for the first time, you will be able to prove that you will have the same amount of weekly or monthly income in the future. In other words, you can show that you will be able to pay off the loan.

But where do you start?

If you do not have a job, it is probably time to start looking.

If you have a skill or a degree, you have two options. First, you can find any available job, even if it is not related to your area of expertise. This will give you a steady income that you can use while you continue to search for a job that better fits with your skill set.

The second option is to put all your efforts into finding a higher-paying job that you are qualified for. The issue here is that you will need to find employment quickly because you will not be earning a steady income while you are searching for that higher paying job. Therefore, perhaps the best option is to search for the higher paying job for a short time, and if you do not find one quickly, you can continue to search while working a lower paying (but consistently paying) job.

What if you do not have any marketable skills?

The government offers a variety of aids to help people obtain training and education. They can connect you with grant programs, scholarships or apprenticeship programs so that you can work towards getting that better paying job. Again, while studying or training, you should probably still try to find a lower paying job that will provide a steady income (if you are not getting financial support for your daily expenses from your family).

The government also operates a job search portal with resources for people who are looking for a job that provides steady income.

What about employment insurance?

Finally, a government organization also provides employment insurance. Once you have a job, you can participate in this program. It will help with living expenses if you lose your job or if you decide to get additional training so that you can get a better job. 

If you have a job, but still need help with expenses until you have gotten a few paychecks, an online personal loan can help you until you have organized your budget. As long as you are getting a paid regularly, you should be able to qualify for such a loan.